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What Sets Us Apart

As part of the national Farm Credit system, a network of cooperatives that was established in 1916, Texas Farm Credit has been a unique lending partner for the agricultural community for over 100 years. With a AAA-rating, Farm Credit debt enjoys strong demand that results in competitive interest rates on loans for our borrowers, despite conditional changes in the ag industry. Farm Credit also ensures that all its associations operate in a safe and sound manner so that you can feel confident doing business with us.

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Where Members Are Owners

We’re a customer-owned cooperative, keeping only the earnings we need to keep going, while the rest is returned to our members through our Patronage Program. When we do well financially, our borrowers benefit. Find out more about this unique advantage of being a Texas Farm Credit member.

Patronage Program Details

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Part Of The Family

One of the most important cornerstones of Texas Farm Credit is family. We consider our fellow employees family, and our borrowers become family as well. We live in the communities we serve: That means we pride ourselves on our good name, exceptional service, and the way we choose to do business. You can count on us to treat you the same way we would one of our own.

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Culture of Giving Back

Texas Farm Credit also gives back to our local communities through our Passion Forward program. Our board of directors challenge us each year to give back a certain percentage of our earnings. We achieve that goal through volunteer efforts, donations, and giving back to our communities in ways that benefit them most. It’s rare to find an organization that cares about their neighbors the way we do – but for us, it’s all in a day’s work.

See How We Give Back

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Our Customers Say It Best

  • "We have been patrons of Texas Farm Credit for over 45 years. They have been the sole banking that has helped our farming business be the success it is today. Many thanks!" - Barry & Linda D.
  • "W & W Farms has borrowed money from Texas Farm Credit for decades now, and we hope that our relationship with them continues for decades to come. They are definitely the best place to do business with for any farming operation, in our opinion." - Mark W.
  • "Texas Farm Credit is consistent, competent, dedicated, and friendly which boils down to a fantastic organization!" - Jack W.
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Proud To Be Part Of Your Story

We’re members, owners, neighbors, and family. Find out more about who we are, how our cooperative began, and what’s important to us.

Our Story

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Success StoriesOrlando Cadena

Farmer. Soldier. For centuries, these figures are often one in the same. Such is the case for Orlando Cadena.

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