Our Story

Texas Farm Credit is a customer-owned, community-focused cooperative, and is a member of the nationwide Farm Credit System. From agricultural loans to insurance options, we are here for the changing needs of rural customers across the state. Learn more about our story below.

Rancher and children riding horses

Our Story Starts Here

Boy hugging white cow

Texas Farm Credit provides flexible financing for agricultural production, agribusiness, rural real estate and homes. We also offer insurance that helps customers manage the risk in their lives and livelihoods.

Our mission is to support rural communities and agriculture with reliable, consistent credit and financial services, today and tomorrow.

As a customer-owned cooperative, we always have your best interests in mind. We are part of the nationwide Farm Credit System, a network of cooperatives that was established in 1916.

Rural Beginnings

We go way back to 1908 when President Teddy Roosevelt addressed the struggles of farmers across the rural United States who couldn’t find fair lending. Several years later, the Farm Credit System was born and, by 1968, it was fully owned by its customers.

As farmers experienced both natural prosperity and fiscal hardships throughout the decades, we have helped them adapt. Today, the Farm Credit System provides nearly $500 billion in credit and related services to members all across the rural US!

President Teddy Roosevelt addressing the struggles of farmers

Where Members Are Owners

As a customer-owned cooperative, we only keep the earnings we need to keep going and growing. The rest is returned to our members through our Patronage Program. That’s the unique advantage of being a Texas Farm Credit member: You’re also an owner. When we do well financially, our borrowers benefit.

Patronage Program Details

Paying Our Passion Forward

We have a genuine passion for cultivating the communities we serve. Through corporate giving initiatives like association donations, volunteering, employee donation matching, and sponsorships, Texas Farm Credit’s goal is to give back 2% of our annual net income to local charitable organizations.

All Corporate Giving

Behind the Farm Credit Logo

The central element of the Farm Credit’s brand identity is the BioStar. Its design represents Farm Credit’s strong, unified national network, ready to meet the challenges of an ever-changing financial landscape.

The BioStar also represents our progress and commitment through five visual elements:

  • three leaves symbolic of Farm Credit System’s short-, intermediate-, and long-term lending;
  • a root system symbolic of our member-borrowers at the heart of Farm Credit;
  • and a star symbolic of both light and direction.

Farm Credit BioStar Logo

You can find the BioStar used in Farm Credit System’s national logo and integrated across the national Farm Credit network, including Texas Farm Credit.

Closeup of rancher saddle and lasso


Texas Farm Credit values the diverse experiences, backgrounds, talents, and stories of the employees we bring on board to understand the unique needs of our rural customers.

Scenic view of a stream with trees and hills in the distance


Texas Farm Credit publishes reports that detail the financial standing and overall vitality of our association. They are available for all current and prospective members to access.

Farmer and son working with cattle in the background


Read about the latest cooperative news, employee announcements, member features, and important events from Texas Farm Credit.

Bill Slomchinski and his son Brett of Slomchinski Farms

Success Stories

We feature stories about members who have partnered with Texas Farm Credit to help them find success in their ag operations and on rural living journeys.

Boys standing in a field of cotton


The appreciation of a satisfied customer is our greatest accolade. Read what our members have to say about doing business with us.

Young farmer covering soil on the farm

Tell your story with Texas Farm Credit

Apply for a loan today to discover the best solutions for your agricultural and rural needs.

Apply for a Loan

Get Newsletter Updates

The Texas Farm Credit eNewsletter is emailed quarterly. It’s our staff’s way of staying connected with stockholders and colleagues.

Child kissing a horse over a fence