Helping You Make The World Go ’Round
Big and small, farmers and ranchers produce the food and fiber products that the world relies on. Texas Farm Credit is here to empower your operations with lines of credit tailored to what you produce, your scale, and your plans.
Apply for a Loan
Inquire about our lending categories to kickstart your prequalification process with zero obligation. Your local Texas Farm Credit lending expert will connect with you to explore loan options customized for your needs.
Master Operating Note
Master Operating Notes are great options for producers that have a fixed yearly input and output. We typically set up this type of loan on a yearly basis, with all funds needed for the year’s operation included in the loan amount. Repayment is projected based on harvest and commodity or contract prices for that year.
Traditional row crop farmers are examples of a good fit for master operating notes, since these farmers project the number of acres and crop mix they’ll plant on specified acreage, and the amount of inputs required to maintain that crop.
Revolving Line of Credit
Revolving lines of credit are best suited for farm operations with constantly changing variables for inputs and outputs. We can reshape this loan structure to fit your specific operation.
Cow calf operations are examples of when revolving lines of credit are a great fit. For instance, cow calf operators can use revolving lines of credit to set up funds for operating inputs and even new cattle purchases because they are typically ever-revolving.
Operating Term Note
Operating term notes are best for CAPX, or capital expenditures. Examples could be notes for new machinery, large-scale equipment, poultry facility renovations, and more. Texas Farm Credit can structure these term notes from one to seven years with payment options flexible for you.