Loans For Your Rural Home Sweet Home
Rural homes are built to sprawl across acreage and make the most of the nature that surrounds them. That’s why the appeal of calling property in rural Texas “home” attracts more and more city dwellers each year, and our lenders at Texas Farm Credit are well-versed in catering to that transition with rural home loan programs made simple.
Apply For A Home Mortgage Loan
Inquire about our home loans to kickstart your prequalification process with zero obligation. Contact one of our Texas Farm Credit lenders to explore mortgage or refinancing possibilities customized for your needs.
We Finance Traditional Homes, Barndominiums, and Manufactured Homes
Residential buildings in the country come in all shapes and sizes, and Texas Farm Credit has financing options for each one of them. Our lending experts have not only worked in, but have lived in the same rural communities we serve, so we know the ins and outs of how financing a rural home purchase differs from a typical mortgage loan in the city.
So, it goes without saying, but yes: Texas Farm Credit offers financing for barndominiums! Just contact one of our loan officers who will be happy to help you start the application process.
Credit Scores for Rural Home Program
The Rural Home Program is subject to minimum credit scores, which are subject to change, but are typically in the range of 620 to 640.
Credit Scores for Rural Home Jumbo Program
The Rural Home Jumbo Program is subject to minimum credit scores, which may vary, but at minimum are 700 and above.
Mortgage Products
When looking for a home loan, there are different types of products to consider. You need a lender who will take the time to understand your needs and recommend the best loan for your particular situation.
Rural Home Loan Features with Texas Farm Credit
Get in touch with one of our lenders to discover the home loan program that fits your needs. As a member of Texas Farm Credit, you can take advantage of our borrower features and benefits:
- Competitive fixed rates
- Terms up to 30 years
- No acreage restrictions
- Both Rural Home Program and Rural Home Jumbo Program
- Financing for barndominiums and manufactured homes
- Retain ag exemptions
