Texas Farm Credit Land Loans

Explore borrowing options for your land purchase with Texas Farm Credit. Our land loan options include real estate loans, ranch and recreational land loans, land refinancing, and land improvement capital.

Hay barrels
Ariel view of farmland

Rural Real Estate Loans

As an experienced land lender, financing rural property has always been a specialty of ours. If you’re looking for a land bank that genuinely understands what it means to love the outdoors and the rural way of life, you’re in good hands with Texas Farm Credit.

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Ranch/Recreational Land Loans

With land loans that adapt to your usage, Texas Farm Credit can finance your hunting land, weekend ranch, waterfront property, and multipurpose acreage for a variety of other recreational uses.

Tractor overlooking the sunset

Land Refinancing

Reducing your land loan payment by refinancing with Texas Farm Credit can greatly increase your working capital. We offer the flexibility and rural real estate know-how to ease the refinance process.

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Land Improvement Capital

With our expertise in rural lending, we can anticipate the types of improvements rural property owners will need to implement. Texas Farm Credit’s land improvement capital loans are packaged to finance all types of improvement capital needed—from land clearing to structure building.

Determine how much your land loan in Texas will cost

Making the decision to buy land in Texas is exciting. Whether you plan to use the acres to launch an agribusiness or simply retire somewhere beautiful, that land is often the start of a new chapter.

But paying for that land? Not quite as exciting.

Getting a land loan that works for you, your budget, and your short- and long-term goals doesn’t have to be confusing or stressful.

Use this land loan calculator to figure out how much you would owe in interest and principal payments. And reach out to our team here for any other questions.

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Member Benefit: Patronage Program

When our cooperative does well financially, our borrowers benefit. Learn about our patronage program that benefits co-op member-owners with cash dividends and lowered borrowing costs.

Get Patronage Info

Get Newsletter Updates

The Texas Farm Credit eNewsletter is emailed quarterly. It’s our staff’s way of staying connected with stockholders and colleagues.

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