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  • Welcome, Heritage Land Bank Customers! You’ve been redirected to Texas Farm Credit, your new home for financial services. We’re excited to serve you – explore more below!

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Our Members Say It Best

  • "Chad was wonderful to work with during our land buying process. He was in constant communication with us and was always courteous and professional." - Robin F.
  • "I am extremely happy with my loan officer, Bruce Kroeker, and senior loan administrator, Veronica Cantu, and the rest of their team. They are my go to loan institution when it comes to all of my real estate needs." - Jose G.
  • "This is the first experience I have had buying raw land in Texas. With Kyle Watts as the loan officer, the sale, loan, and paper work were complete, on time, and a thorough explanation given every step of the process." - Mark C.

Resource CenterFinancing Your Land Purchase

Our lending experts specialize in rural land loans and offer a wealth of experience. Here are a few of their related articles for prospective landowners.

All Resource Articles
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Buying Exempt Land in Texas

When you are looking to buy land, you really need to do your research and find out if the property is currently under an agricultural land valuation or what is often referred to as a tax exemption.
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First Time Land Buyer Part 2

While the general steps are similar to a traditional mortgage loan, there are several additional aspects to be aware of when it comes to a rural property.
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Scenic rural lands

We’re Happy to Help

For help finding the right land loan that fits your specific needs, visit your local Texas Farm Credit location, or use our convenient contact form and one of our lending experts will be happy to walk you through your options.

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