On that dusty dirt road, we pave the way for dreams to unfold, financing lots, barndominiums, homesites, acreage and more right here in rural East Texas, where the heart sings.

Lot Financing

  • 15% down – 15 year amortization
  • 20% down – 20 year amortization
  • 25% – 25 year amortization
  • No balloon
  • Construction products
  • Credit score minimums apply
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Connect With A Lender To Apply

To take the first steps in financing or refinancing your home purchase, connect with one of our loan officers who will walk you through your options and start your application.

Contact A Lender

Whether you’re buying, building, or refinancing a home in the country or in city limits, we have a loan program for you.

  • Competitive fixed rates and terms of up to 30 years
  • Customized financing for unique borrower needs
  • No acreage restrictions
  • Retain current ag exemption

Success StoriesNon-Traditional Builds

The Blackmon family tells us how they connected with Texas Farm Credit and Rural 1st to make their barndominium dreams a reality!

Read Full Story All Success Stories

This is not a credit decision or a commitment to lend. Certain conditions and fees may apply. Texas Farm Credit is an Equal Credit Opportunity Lender and an Equal Housing Lender. As prohibited by federal law, we do not discriminate in any credit transaction or lending decision on the basis of race, color, religion, national origin, sex, age (provided you have the capacity to enter into a binding contract), marital status, disability, because all or part of your income may be derived from a public assistance program, because you have, in good faith, exercised any right under the Consumer Credit Protection Act, or any other status protected by federal, state, or local law. The federal agency that administers our compliance with these federal laws is the Farm Credit Agency, Equal Credit Opportunity, Washington, DC, 20580. The Texas Farm Credit National Mortgage Licensing System number is 962054.

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The Texas Farm Credit eNewsletter is emailed quarterly. It’s our staff’s way of staying connected with stockholders and colleagues.

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