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8 Stunning Texas Home Build Sites

Closeup of crops on a farm

If you’re thinking about moving to Texas — or just moving somewhere else within Texas — you’re in good company. More and more are understanding exactly why so many people live in this great state.

Between 2000 and 2022, Texas gained an average of more than 412,000 new residents each year, according to the U.S. Census. Out of the 25 fastest-growing counties in the U.S., eight of them were in Texas.

Clearly, Texas has a lot to offer. The state has some of the biggest cities, alongside some of the most stunning rural landscapes in the country. 

So whether you want to live in a bustling metropolitan area, serene nature, or something in between, Texas is where you’ll find it. 

But if you’re looking for the perfect place to build your home in Texas, that search can be overwhelming. Texas is vast: if it were its own country, it would be the 40th largest in the world! Where do you even start? 

You’ll first want to establish your budget and figure out where in Texas you can afford to build or buy a home. You can check out our latest Texas land pricing guide here to understand average costs in various regions of the state.  

But after that comes the fun part: where in Texas do you want to live? What do you value in a property? Access to lakes or a beach? A big city or quiet suburb? Proximity to the 2023 World Series Champions, the Texas Rangers or the 2022 World Series Champions the Houston Astros?? 

Every Texas resident will have different priorities — and there’s no way to account for all of those. But if you’re looking for a beautiful landing spot for your Texas home, here are a few regions to start with:

Austin, Texas (Travis County) 

Almost nowhere in the country has seen its star rise as much and as fast as Austin. Out of large metros in the U.S., the Austin-Round Rock-Georgetown area was the fastest-growing nationwide for 12 straight years

So what’s to love about Austin? Plenty! From its flourishing entrepreneurship sector to its live-music scene and proximity to nature, Austin can offer quite a bit of fun.  If you’re looking to purchase a home or land in or near Austin, check out the Tarrytown neighborhood (right on the shores of Lake Austin) or family-friendly Georgetown (with close access to the Blue Hole lagoon and the almost 1,300-acre Lake Georgetown).

Hunt, Texas (Kerr County) – South Texas 

Where the north and south forks of the Guadalupe River meet, you’ll find Hunt, Texas. Located in Kerr County, this area is right in the middle of Texas Hill Country. You’ll find rolling hills, beautiful homes along the river, and plenty of chances for water activities like canoeing, fly-fishing, or swimming. On the west side of Kerr County, enjoy access to 6,000+ acres of the Kerr Wildlife Management Area where you’ll see some of Texas’s incredible ecological diversity. 

Houston, Texas (Harris County) 

Everything is bigger in Texas, including our cities. And Houston is the granddaddy of them all. It’s the most populous metro in Texas — as well as the entire South. 

But don’t be fooled by Houston’s spot in the top 5 of biggest American cities (#4). It’s also close to lots of nature and outdoor activities. The Woodlands suburb (actually ranked the best city to live in the U.S.) gives residents access to Lake Woodlands, for example, so bring your paddleboards and kayaks. The Houston Livestock Show and Rodeo, theatre district, museum district, and unique cuisines make it a great mix of culture and ag. 

New Waverly, Texas (Walker County) – East Texas 

Not many people immediately think of lush, green forests when they think about Texas. But Walker County could quickly change your mind. Located about an hour north of Houston, this area includes a large chunk of the Sam Houston National Forest. Outdoor lovers will find opportunities for horseback riding, camping, or walking 128 miles of the Lone Star Hiking Trail. Walker County is also home to Lake Raven, where Texans enjoy bass fishing, boating, or swimming.

Dallas, Texas (Dallas County)

With plenty of green space, near year-round warm weather, and access to almost 60 lakes and reservoirs, Dallas is a great spot to settle down if you want to be active. Recreation-wise, it’s also one of the top cities in the U.S. in terms of number of professional sports teams: the Cowboys (NFL), Rangers (MLB), Mavericks (NBA), Wings (WNBA), Stars (NHL), FC Dallas (MLS), and a handful of minor league teams. Whatever the season, there’s never a shortage of things to do. 

If you’re looking at a move to Dallas, you can try out the Coppell suburb (quick proximity to North Lake and a great overall area to raise a family) or the Lake Highlands district (with lots of biking trails and access to, you guessed it, lakes). 

Sulphur Springs (Hopkins County) – East Texas 

If the hustle and bustle of the city isn’t for you, quiet Hopkins County is an enchanting rural area to put down roots. It’s a relatively short trip (an hour and a half) to the Dallas-Fort Worth area. But Hopkins County — and its county seat, Sulphur Springs — is a beautiful break from the noise.

For potential landowners in Hopkins County, there are a lot of options: forested land for hunting, wide open space for cattle, or acreage near the serene Lake Sulphur Springs. 

San Antonio, Texas (Bexar County)

One of the most culturally and historically rich cities in the U.S., San Antonio is home to excellent food, art, architecture, and more — with close access to the beautiful rolling hills of Hill Country. You’ll also be within a quick drive to the Hill Country wine region, which produces the second-most wine in the state.

Monte Vista is a historical (but on the rise) neighborhood near downtown worth checking out. Alamo Heights is also one of the best areas for those wanting to be close to nature, as it’s close to the San Antonio River, Botanical Garden, and several parks.

Brownsville, Texas (Cameron County) — South Texas

For those who don’t want to live in California or Florida, but still want to be near the beach and palm trees, Texas has some options for you too. Cameron County is the state’s southernmost region, right on the Gulf of Mexico. Here, you can head to the beach for a picnic, take a walk or ride through the 428 miles of Caracara Trails, or enjoy tubing or swimming in the water. 

The region’s stunning scenery can even extend to the skies: Brownsville also boasts the Resaca De La Palma State Park, which is part of the World Birding Center network. Residents or visitors can spot more than 500 different species of birds here.

Make your Texas home build a reality

Once you’ve found the ideal Texas region where you and your family want to settle, the last question is: do you want to build or buy a home? 

We can help with both. Whether you’re on the hunt for a conventional homeowner’s loan to purchase a house, or if you need help financing your rural new home construction, reach out to one of our lenders today!

Headshot of Loan Officer Jenny Zagst

About the AuthorJenny Zagst

Jenny Zagst joined the team in August 2012 as a charter member of the Texas Farm Credit Mortgage Division. With an extensive traditional real estate background, she can appreciate Texas Farm Credit’s unique ability to finance homes on acreage. Jenny enjoys horseback riding, hunting, fishing and being outdoors. As Tyler, Texas natives, she and her husband enjoy raising their son and daughter in the heart of East Texas.