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Maximize Your Protection with Texas Farm Credit Precision Risk Tools

Closeup of crops on a farm

At Texas Farm Credit, we understand that agriculture is unpredictable. Producers face a wide range of challenges that can significantly impact their bottom line. That’s why we go beyond traditional lending and crop insurance services by offering exclusive, proprietary analysis tools designed to help farmers and ranchers make informed, data-driven decisions. Unlike other insurance agents, we provide producers with a one-of-a-kind advantage—a level of risk analysis that isn’t available anywhere else.

Introducing Texas Farm Credit Precision Risk Tools

Our exclusive suite of tools, powered by our strategic partnership with Watts & Associates, offers unparalleled insights using predictive data modeling. Texas Farm Credit Precision Risk Tools give you a comprehensive, 30,000-foot view of your operation, using your actual data to run hundreds of thousands of scenarios. The result? You gain invaluable insights to identify coverage gaps and make proactive decisions to protect your livelihood.

Key Features of TFC Precision Risk Tools

  • Optimizer Tool: Our flagship tool provides a forward-looking risk management view using predictive technology. It helps you evaluate different insurance scenarios, analyzing how various coverage levels and market fluctuations could impact your operation.
  • Agent eVantage: For those navigating Farm Service Agency (FSA) programs, this tool offers clarity on how your crop insurance coverage interacts with FSA programs. It minimizes uncertainty and ensures no opportunities are missed.
  • Risk Matrix: As part of Agent eVantage, the Risk Matrix visually illustrates price range versus production expectations. This graph helps identify the optimal coverage point and assess potential outcomes in a loss scenario.
  • RainfallPro App: Available exclusively to our insured producers, this app provides up-to-date, grid-based rainfall data, allowing you to monitor precipitation patterns related to your Pasture, Rangeland, and Forage (PRF) or Annual Forage (AF) policies.

A Competitive Advantage Backed by Data

Our Precision Risk Tools aren’t just theoretical; they’re built to provide actionable insights using your farm’s actual data. This predictive analysis goes beyond what traditional crop insurance agents can offer. Similar tools are used by select Farm Credits across the country. However, our personalized approach, combined with Watts & Associates’ expertise, gives you a distinct advantage.

Smarter Scenario Planning for Uncertain Markets

Agricultural markets are volatile. Commodity prices fluctuate, input costs rise, and global events can send shockwaves through your operation. With Texas Farm Credit Precision Risk Tools, you can plan for the unexpected using advanced scenario modeling.

  • Revenue Protection Modeling: See how price changes might affect your bottom line and ensure your insurance levels are aligned with your risk tolerance.
  • Input Cost Analysis: Evaluate how your insurance policy protects your profitability against rising input expenses.
  • Market Volatility Stress Tests: Simulate worst-case scenarios to understand the potential financial impact of unexpected market swings, adverse weather, or policy changes.

Why Choose Texas Farm Credit?

While other agents may provide standard crop insurance options, Texas Farm Credit agents offer personalized risk management strategies tailored to your specific operation. With our exclusive access to Watts & Associates’ tools, you’re empowered to make data-driven decisions that maximize your protection and profitability.

At Texas Farm Credit, we don’t just sell insurance. We provide the tools and expertise to ensure your operation thrives, no matter what challenges come your way. Let’s build a risk management plan together—one that protects your farm, your future, and your family.

Contact us today to learn how Texas Farm Credit Precision Risk Tools can help safeguard your operation.

About the AuthorCharmain Nelson

Charmain Nelson has been with Texas Farm Credit since April 2005. Living in a small South Texas community, Charmain raised her four children to be involved in FFA and 4H where they showed hogs. She serves on the greeting committee at her local church, volunteers during Vacation Bible School each summer and was previously a youth archery instructor for more than 10 years as a level three coach. She enjoys spending time with her husband hunting, fishing, riding motorcycles and is an avid photographer.

Specialties: Crop Insurance, Life Insurance