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South Texas Farming

Closeup of crops on a farm
Farmer and son inspecting the soil at sunrise with wind turbines in the background

by Ashley Zdansky

If you’ve ever lived or driven through southern Texas, you know how rich and diverse the landscape can be. It’s full of all different types farming operations that are home to a large variety of crops.

You can travel two hours in one direction, and be surrounded by cotton, sugarcane, watermelons, onions, and other vegetables – and two hours the other direction, and you’re in milo, sunflower, sesame, and corn territory, with citrus groves, cattle ranches, and hunting properties mixed throughout. It’s a beautiful, yet complex dynamic, that has made South Texas an agricultural staple within the state.

At Texas Farm Credit, we love all of our farmers and down here we have a lot of them. We know farming and ranching is not an easy job and comes with a lot of risks. That’s why we offer our farmers numerous repayment options and many different types of insurance in an effort to help offset these production-based risks.

We know that not every agricultural operation is alike, so we offer a variety of short- and intermediate-term loans, that can be tailored to fit any agricultural enterprise. We do this through the utilization of different rates and repayment options. All our customers have the ability to choose between several repayment structures, such as monthly, quarterly, semiannual, or annual payments. Our payment flexibility allows every individual farmer the ability to help them meet their unique cash flow needs.

Some years produce better than others, and we truly understand that – which is why we offer Pasture Rangeland & Forage insurance – a custom fit insurance program with the sole intention of creating a flexible protection plan against drought. We also carry Multi-Peril Crop Insurance, Crop Hail Insurance, and for our livestock producers; Livestock Risk Production insurance, that protects producers from declining market prices without restricting profit potential.

Whether you’re a veteran farmer, taking over the family farm, or a first-generation rancher, we strive to serve you better. Let us handle your financial needs, so you can maximize the time spent cultivating your crops or tending to your herd.

Call us today, to learn more about how we can better serve you.

Cattle grazing with golden sky

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