Trey Werner

The Woodlands Branch Manager

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Trey attended East Texas Baptist University where he obtained his bachelor’s degree in Kinesiology and Athletic Training. He joined Texas Farm Credit with a background in professional sales where he specialized in farm and ranch real estate. Trey is a member of the Bellville Chamber of Commerce where he enjoys serving the residents of Bellville, Texas, where he resides with his wife and three children.

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Our Products
& Services

When you’re looking for that place in the country, Texas Farm Credit can help. With over 100 years in the ag lending business, we have expertise in financing land where you can live, work, or just enjoy the scenery.

All Products & Services

Land Loans

Whether you're purchasing property or improving it, we offer competitive financing for recreational property, weekend retreats, and hunting ranches.

Agriculture Loans

Customized financing and refinancing for farms, ranches, equipment, livestock and more for agribusinesses and ag operations, large or small.

Home Loans

Purchase, build, or refinance a home on land or a lot of any size, anywhere in Texas.

Insurance Programs

Rest easy knowing that your family and your crops, livestock, pasture and forage are covered by insurance.

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Apply With Trey

Our online application walks you through the entire loan process from gathering information, to uploading supporting documents, and even signing electronically.

Apply Now
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Member Benefits

One of the most important cornerstones of Texas Farm Credit is family. We consider our fellow employees family, and our borrowers become family as well. We live in the communities we serve. That means we pride ourselves on our good name, exceptional service, and the way we choose to do business. You can count on us to treat you the same way we would one of our own.

Where Members Are Owners

As a customer-owned cooperative, we only keep the earnings we need to keep going and growing. The rest is returned to our members through our Patronage Program. That’s the unique advantage of being a Texas Farm Credit member: You’re also an owner. When we do well financially, our borrowers benefit.

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Loan Calculator

So you’ve found your ideal tract and determined which type of land loan you need to pursue in order to purchase it. The next step is figuring out the true overall picture of any hypothetical loan, so you know exactly how much you can afford.

Use our Land Loan Calculator to:

  • Understand how much you may be able to afford
  • Estimate your monthly payment amount
  • Total interest amount over the life of the loan
  • View a full amortization schedule
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Brokers & Realtors

At Texas Farm Credit, we place a high value on building genuine relationships with realtors. We pride ourselves on being dependable partners for realtors during our part of the buyer’s process and beyond.

Contact Trey to request information about our services for your team. Better yet, schedule a time for him to make a presentation about the unique products we offer that your clients will appreciate!


Resource CenterRelated Articles

We’ve got an entire library of ever growing resources to help you along your financing journey.

Wealth Managers Looking to Land

With a fluctuating market in mind, many Texas financial planners and wealth fund managers are using Texas land to help their clients diversify their portfolios.
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Rural Texas Land Ownership

Many of our secondary home customers often reside in metropolitan areas like Dallas, San Antonio, or Houston, but they choose to spend their time away on their weekend ranch, a peaceful turnkey property strictly for relaxing.
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Service Area

Texas Farm Credit’s The Woodlands branch caters to the local community’s rural living needs by providing financial services wherever you call home and beyond! From financing your weekend ranchette retreat, rural home construction, or hunting property, to insuring what you value most, let our Woodlands lending experts get to know you and find services that meet your needs.

  • Harris County
  • Montgomery County
  • Polk County
  • San Jacinto County
  • Trinity County
  • Walker County

If you happen to be outside of these counties, find your local branch location here.


Giving Back is Who We Are

Over the years, Texas Farm Credit has cultivated an environment where giving back is woven into who we are as both individuals and as a cooperative.

It began in 2017 when Passion Forward was formed—a charitable giving initiative launched when our own Board of Directors challenged us to give back a percentage of TFC’s annual net income to local charitable organizations. Since then, we have not only made it a tradition to give back; we have made it part of our culture.



  • "Trey worked the weekend to get me a pre-approval letter. Could not obtain my ancestral land if not for his dedication and diligence. This was the primary reason for using Texas Farm Credit rather than a competitor. I owe a debt of gratitude to Trey Werner." - Andrew M.
  • "Trey was very professional when he explained the process of a land purchase which helped us a lot and made it less stressful. He has extensive knowledge with land purchases as this is our first time buying land." - Khaysy M.
  • "Trey was awesome. Very professional. This was the easiest big purchase we have ever made!" - Michael H.

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The Texas Farm Credit eNewsletter is emailed quarterly. It’s our staff’s way of staying connected with stockholders and colleagues.

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